Armed Forces Retirement Gratuity Calculator

Last checked: 3 August 2026 · Regulation 142 · Ceiling ₹25 lakh from 1 January 2024 · Spotted an error?

After at least five years of actual qualifying service, Regulation 142 grants one-fourth of reckonable emoluments for every completed six-month period, up to 16½ months. JCO/OR service receives five years' weightage for this calculation.

Calculator

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Formula

The calculator applies the 66-period maximum and then the ₹25 lakh ceiling. It does not calculate death gratuity, terminal gratuity or Agniveer benefits.

Estimate, not sanctionFinal qualifying service and reckonable emoluments are fixed by the service record and PAO/CDA.

Estimate leave encashment.